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It happens far too often, you are driving in the same careful mature fashion you were trained to do when you originally got your license, but you can not avoid those who share the road who are not similarly vigilant. By its nature, the accident takes you by surprise, if you had been afforded any opportunity, you might have been able to avoid it. The sound and fury of the impact is startling and leaves you a bit confused on how to respond to the vehicles movement in a manner you did not direct it. You think about the damage being done to your car, but the notion of filing an injury claim does not even surface yet.